Hypora
How it worksFINTRAC complianceSecurityPricingAbout
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Hypora

File preparation and FINTRAC compliance documentation for Canadian mortgage brokers.

Built and hosted in Montreal

Product

  • Pricing
  • FINTRAC compliance
  • Client portal
  • Filogix preparation

Resources

  • Bill C-12: what changed
  • FINTRAC broker guide

Company

  • About
  • Security & data
  • Contact us

Hypora helps brokers document their obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC guidance. Compliance remains the broker's responsibility, who alone is responsible under PCMLTFA s. 9.6. Hypora is a documentation and preparation tool, not a substitute for the broker's professional judgment.

Filogix and Filogix Expert are registered trademarks of Finastra. Hypora is not affiliated with Finastra. Hypora prepares data in Filogix Expert format for the broker to paste into Filogix. No automated interaction with filogix.com.

Interface and service available in French, as required by the Charter of the French Language. Data hosted in Canada (Montreal). Full export anytime.

Hypora is a trade name of Vertus Stanley, a sole proprietorship registered in Quebec, NEQ 2275462044, 3105 Promenade du Quartier-Saint-Martin, Laval, Quebec H7T 0N7.

© 2026 Hypora. All rights reserved.

PrivacyTermsAcceptable useCookiesContact
Hypora
How it worksFINTRAC complianceSecurityPricingAbout
fren
Log inBook a demo

About

A tool built for the broker who answers for every file.A tool built for the brokerwho answers for every file.

Hypora isn't one more app. It's a serious tool, built for a regulated profession. FINTRAC compliance is in the foundations. Your data stays in Canada. And your files belong to you.

Book a demoSee the Security page
SV

Stanley Vertus

Founder of Hypora

Your obligations register

  • Identity verificationTo documentDocumented · time-stamped
  • Source of fundsTo documentDocumented · time-stamped
  • Record keepingTo documentDocumented · time-stamped

Examination report

Ready · March 14

Built for FINTRAC

Compliance is in the foundations, not an add-on module.

Hypora keeps the register of your five FINTRAC obligations. Every document received is dated and kept five years, in Canada. The morning of a review, the evidence is already organized. You present a file that's ready, not a box of emails.

What the law requires

What Hypora does

What the law requires

1

Written compliance program

What Hypora does

Hypora keeps and dates your policies and the record of their effectiveness review (at least every two years).

To documentDocumented · time-stamped

What the law requires

2

Documented identity verification

What Hypora does

Hypora files the verified document, the method and the date, and keeps them with the client's file.

To documentDocumented · time-stamped

What the law requires

3

Record keeping

What Hypora does

Hypora indexes every document received and keeps it five years, in Canada, ready to present.

To documentDocumented · time-stamped

What the law requires

4

Reporting (suspicious transactions, cash of $10,000 or more)

What Hypora does

Hypora keeps the dated record of your reporting decisions. The decision is yours.

Broker's decision. Hypora keeps the record.
To documentDocumented · time-stamped

What the law requires

5

PEPs, third parties and beneficial owners

What Hypora does

Hypora keeps the record of your analysis. It is a broker's judgment, never automated.

Broker's decision. Hypora keeps the record.
To documentDocumented · time-stamped

You decide. Hypora documents. You remain the reporting entity and the sole responsible party under PCMLTFA s.9.6. Hypora timestamps and keeps the organized evidence of what you do.

What makes Hypora credible

Not a client logo. Verifiable commitments.

At this stage, we don't wave social proof around. We lay out three facts you can verify yourself.

Data residency

In Canada. In Montreal.

Your clients' files never leave Canada. That's an architecture decision, as Law 25 requires. Not a sales line.

Where your data lives

Montreal, Quebec

One country, one city. Your data stays where your obligations apply.

Regulatory grade

Built for FINTRAC, not patched in later.

Register of the five obligations, five-year retention locked by default, dated trace. The rigour of a firm, from the very first file.

Transparency

Your files belong to you.

You download all of your data whenever you want, without asking us. If you leave, you leave with everything.

Take back all your data

Export everything

Your files

complete archive

An organized archive, ready to take elsewhere. The verb here is « download »: you stay in control of your data.

Legal information

Vertus Stanley, sole proprietorTrade name: HyporaNEQ: 2275462044Laval, Quebec, Canada
SV

Stanley Vertus

Founder of Hypora

The founder

« I built Hypora for one reason: so your job goes back to advising, not paperwork. »« I built Hypora for one reason: so your job goes back to advising, not paperwork. »
See compliance in detail

Talk to me directly.

Twenty minutes over video, no commitment. We look at your files, your questions, the way you work. Not a pitch. A conversation.

Book a demoSee the Security page

20 min·With Stanley, founder

Your slot

20 min
09:30Available
11:00Available
14:00Booked
15:30Available

SVWith Stanley, founder

Hypora

File preparation and FINTRAC compliance documentation for Canadian mortgage brokers.

Built and hosted in Montreal

Product

  • Pricing
  • FINTRAC compliance
  • Client portal
  • Filogix preparation

Resources

  • Bill C-12: what changed
  • FINTRAC broker guide

Company

  • About
  • Security & data
  • Contact us

Hypora helps brokers document their obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC guidance. Compliance remains the broker's responsibility, who alone is responsible under PCMLTFA s. 9.6. Hypora is a documentation and preparation tool, not a substitute for the broker's professional judgment.

Filogix and Filogix Expert are registered trademarks of Finastra. Hypora is not affiliated with Finastra. Hypora prepares data in Filogix Expert format for the broker to paste into Filogix. No automated interaction with filogix.com.

Interface and service available in French, as required by the Charter of the French Language. Data hosted in Canada (Montreal). Full export anytime.

Hypora is a trade name of Vertus Stanley, a sole proprietorship registered in Quebec, NEQ 2275462044, 3105 Promenade du Quartier-Saint-Martin, Laval, Quebec H7T 0N7.

© 2026 Hypora. All rights reserved.

PrivacyTermsAcceptable useCookiesContact