Hypora
How it worksFINTRAC complianceSecurityPricingAbout
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Hypora

File preparation and FINTRAC compliance documentation for Canadian mortgage brokers.

Built and hosted in Montreal

Product

  • Pricing
  • FINTRAC compliance
  • Client portal
  • Filogix preparation

Resources

  • Bill C-12: what changed
  • FINTRAC broker guide

Company

  • About
  • Security & data
  • Contact us

Hypora helps brokers document their obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC guidance. Compliance remains the broker's responsibility, who alone is responsible under PCMLTFA s. 9.6. Hypora is a documentation and preparation tool, not a substitute for the broker's professional judgment.

Filogix and Filogix Expert are registered trademarks of Finastra. Hypora is not affiliated with Finastra. Hypora prepares data in Filogix Expert format for the broker to paste into Filogix. No automated interaction with filogix.com.

Interface and service available in French, as required by the Charter of the French Language. Data hosted in Canada (Montreal). Full export anytime.

Hypora is a trade name of Vertus Stanley, a sole proprietorship registered in Quebec, NEQ 2275462044, 3105 Promenade du Quartier-Saint-Martin, Laval, Quebec H7T 0N7.

© 2026 Hypora. All rights reserved.

PrivacyTermsAcceptable useCookiesContact
Hypora
How it worksFINTRAC complianceSecurityPricingAbout
fren
Log inBook a demo

Security and data

Your clients' data never leaves Canada. Hosted in Montreal.Your clients' data never leaves Canada.Hosted in Montreal.

This isn't « some data » sitting on a server. It's everything that answers for you the day someone starts asking questions.

  • Your files
  • Your name
  • Your AMF licence
  • Your clients

Hosting in Canada is the minimum Law 25 requires, not an advantage. What actually matters: where exactly, how it's encrypted, how long it's kept, who can see it, and the fact that you walk away with everything whenever you want.

Book a demoSee the Compliance page
  • Data centre in Montreal, Quebec
  • Encrypted in transit and at rest
  • Isolated: each broker sees only their own files
  • Fully exportable, at any time

Where your data lives

Montreal, Quebec

One country, one city. Your data stays where your obligations apply.

Where your data lives

Not a marketing decision. An architecture decision.

Your files, your clients' documents and the backups all live in a data centre in Montreal. Not « somewhere in North America ». In Montreal, Quebec. That's where your obligations apply.

We don't sell Canadian residency to you as an advantage. It's a prerequisite of your profession. Three laws make it an obligation, not an option.

Law 25

Information stays in Quebec

Quebec law governs your clients' personal information and its movement outside the province. Keeping it in Canada keeps you out of that grey area.

AMF

Aligned with your oversight

As a registered broker, you answer for the protection of the information you hold. Canadian residency makes that accountability easier.

FINTRAC

Evidence stays within reach

Your records must be kept and provided on request. Keeping them in the country means they're ready the day of an examination.

The objection we hear

What if it ended up in the US?

It's a fair worry. Many of the tools you use every day host your information on American servers, under foreign laws. Most will never tell you where your data lives. For your clients' documents, crossing the border isn't a detail: it's a grey area under Law 25.

At Hypora, nothing crosses the border. Your files stay in Montreal. This isn't an empty promise: it's the real address of our data centre, shown to you in black and white.

Where your data goes

Server in the United Statesruled out
Border
Montreal, Quebec

The border is never crossed. One destination only, under Quebec law.

Hypora keeps and timestamps the organized record of your work. You remain the reporting entity and the sole party responsible for your compliance under PCMLTFA s. 9.6. Keeping the trail in Canada is not a guarantee of compliance, it's the evidence ready the day you're asked for it.

From photo to vault

From your client's photo to a vault kept for five years.

Follow a document, from the moment your client photographs it to the moment it's stored. Every step is calm, predictable, and there's nothing for you to handle by hand.

  1. 01

    The photo arrives

  2. 02

    Encrypted instantly

  3. 03

    Stored in the vault

  4. 04

    Kept for five years

  1. 01

    The photo arrives

    Your client photographs their document from their phone. It goes straight into the right file.

  2. 02

    Encrypted instantly

    On upload, the document is encrypted, in transit and at rest. It never travels in the clear.

  3. 03

    Stored in the vault

    It files itself into the client's record, dated, in Montreal. You find it again in seconds.

  4. 04

    Kept for five years

    The document stays for as long as the law requires. The day of an examination, your file is already ready.

    In the vault

    Kept · 5 years

That's the Vault: your documents aren't just stored, they're kept for five years by default, dated, in Canada. No housekeeping to do, no document vanishing because you switched systems.

Who sees what

Everyone sees only what concerns them.

Your client sees their portal. You see your files. No other broker, no other client, nobody else. The separation sits at the core of the system, not just in what's displayed.

  • Isolated per broker

    Your files are yours alone. No request can reach another broker's files, even in case of a bug.

  • The portal stays walled off

    Your client only ever reaches their own portal, just long enough to send you their documents. Nothing more.

  • Nobody else, full stop

    Not another broker, not another client, no one without a reason to see a file. You, your clients for their own documents, and that's it.

Client portal

What your client sees

  • Documents to send
  • Their request status

Your files

What you see

  • Your clients and their documents
  • Your compliance obligations
  • Your examination file

Nobody else has access. Not another broker, not another client.

Take back all your data

Export everything

Your files

complete archive

An organized archive, ready to take elsewhere. The verb here is « download »: you stay in control of your data.

If you leave

Your data belongs to you.

You walk away with all of your files, your documents and your records, as a single structured archive, at any time, without asking us. You're taking back your own data: this is not a transfer to a third party.

This is our answer to the real question you have: « what if they disappear in two years? » If we disappear, you walk away with everything, in order. You never depend on us to keep what's yours.

Full export, at any time. Zero lock-in.

Your data follows you, in Canada, and you walk away with it.

Book a twenty-minute demo. We'll show you precisely where your data lives, how it's encrypted, and how you take it all back. No jargon, no commitment.

Book a demoSee the Compliance page
Hypora

File preparation and FINTRAC compliance documentation for Canadian mortgage brokers.

Built and hosted in Montreal

Product

  • Pricing
  • FINTRAC compliance
  • Client portal
  • Filogix preparation

Resources

  • Bill C-12: what changed
  • FINTRAC broker guide

Company

  • About
  • Security & data
  • Contact us

Hypora helps brokers document their obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC guidance. Compliance remains the broker's responsibility, who alone is responsible under PCMLTFA s. 9.6. Hypora is a documentation and preparation tool, not a substitute for the broker's professional judgment.

Filogix and Filogix Expert are registered trademarks of Finastra. Hypora is not affiliated with Finastra. Hypora prepares data in Filogix Expert format for the broker to paste into Filogix. No automated interaction with filogix.com.

Interface and service available in French, as required by the Charter of the French Language. Data hosted in Canada (Montreal). Full export anytime.

Hypora is a trade name of Vertus Stanley, a sole proprietorship registered in Quebec, NEQ 2275462044, 3105 Promenade du Quartier-Saint-Martin, Laval, Quebec H7T 0N7.

© 2026 Hypora. All rights reserved.

PrivacyTermsAcceptable useCookiesContact